No obligation, no impact on your credit score to make an initial enquiry.
We believe in clear, transparent finance. The rate you’re offered will depend on your circumstances, business performance and the asset you’re funding – but we’ll always explain your options in plain English before you proceed.
Representative example (placeholder – customise for FCA):
Borrowing £10,000 over 5 years at a representative APR of 11.9%, with an annual interest rate of 11.9% (fixed) and a deposit of £0.00, the amount payable would be £218.91 per month.
Total cost of credit: £3,134.60
Total amount payable: £13,134.60.
This is an example only. Your actual rate and terms will depend on your circumstances and are subject to status.
Whether you’re just starting out or growing fast, we structure finance around your needs – not the other way around.
Working capital to help with cash flow, stock, marketing, refurbishments and day-to-day costs.
Spread the cost of machinery, technology, salon or medical equipment, manufacturing kit and more.
From vans and HGVs to specialist commercial vehicles.
Unlock cash tied up in existing vehicles or equipment.
Support for newer businesses who may not fit standard bank criteria.
We regularly arrange finance for:
We do the legwork with lenders so you can stay focused on running your business.
Fill in our quick online form or call The Business Finance Guys. We’ll take a few details about your business and what you’re looking to fund.
No obligation, and your initial enquiry won’t affect your credit score.
You’ll speak with an experienced finance specialist – not a call centre – to understand your goals, timeframe, and budget.
We approach our panel of lenders, structure the deals, and come back to you with options that match your needs and budget.
Once you’re happy, we manage the paperwork through to pay-out, coordinating with suppliers where needed so you can receive your asset or funding quickly.
You’ll deal with a dedicated adviser who gets to know your business and stays with you from first enquiry through to pay-out and beyond.
We’re not tied to a single lender. We search a panel of specialist funders so you get competitive options rather than a one-size-fits-all offer.
Because we work with lenders who understand UK Businesses, we can often secure decisions far quicker than traditional banks.
Limited company, sole trader, partnership, or more complex structure – we’ll look at the full picture, not just the numbers on a screen.
We explain everything in plain English: no jargon, no hidden fees, and no surprises in the small print.
– George, Construction Company, Glasgow.
– Steven, Manufacturing
We act primarily as a credit broker, working with a panel of specialist lenders. That means we can compare options and present you with suitable deals. We’ll always tell you clearly who the lender is before you proceed.
Your initial enquiry with us won’t affect your credit score. If you decide to proceed with a full application, the lender may carry out a credit search, which we’ll always discuss with you in advance.
Every case is different, but once we’ve gathered the information we need, many decisions are made within days. For straightforward asset finance, the whole process from enquiry to pay-out can often be completed quite quickly.
Business loans can usually be used for most legitimate business purposes, including working capital, stock, marketing, refurbishments, new staff, or consolidating other business borrowing.
In many cases we’re paid a commission by the lender for introducing your business. If we charge any fee to you directly, we’ll tell you upfront before you decide to proceed.
Whether you’re comparing quotes, unsure which funding route is best, or have been declined elsewhere, we’re happy to help. A quick conversation with one of The Business Finance Guys can often open up options you didn’t know existed.
